Self Employed Mortgage

Securing a mortgage as a self-employed professional can present unique challenges.

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Traditional banks and lenders often fail to consider the full scope of your income or accurately assess affordability based on your total earnings. This can result in a mortgage offer that doesn't align with your actual borrowing potential, accompanied by interest rates that penalize you simply for being self-employed.

The self-employed face a wide range of circumstances, and mortgage lenders treat them differently, making it crucial to have an experienced and knowledgeable partner to navigate the application process successfully.

We understand the complexities involved in obtaining a mortgage as a self-employed individual. Our expertise allows us to take a comprehensive approach, considering your complete financial picture to determine the most suitable mortgage options for you. We recognize your true borrowing potential and work diligently to secure competitive interest rates that reflect your unique situation.

With our guidance and understanding, you can have confidence in your mortgage application. We have the necessary experience and expansive knowledge to ensure your self-employed status doesn’t hinder your ability to obtain the mortgage you deserve.

Contact us today to benefit from our specialized services tailored to self-employed professionals like you.

First Time Buyer

We understand that moving houses can be an incredibly stressful experience, but our clients often find it exciting, especially if they're first-time buyers.

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Re-mortgage

When the time comes for change, we ensure that it's a positive one.

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Home Movers Mortgage

When the time comes to relocate, we strive to move forward in the right direction.

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Buy-To-Let Mortgage

Are you interested in entering the property market and building a successful property portfolio?

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Bad / Adverse Credit Mortgage

Having bad credit doesn't automatically mean that you must settle for a subpar mortgage.

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Second Charge Mortgage

We provide a solution for raising funds without the need to re-mortgage your property.

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Commercial Mortgage

We offer access to a diverse range of commercial finance options for both businesses and individuals, catering to various market sectors, budgets, and commercial properties.

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Bridging Loan

A bridging loan is a short-term financing option designed to bridge the financial gap between purchasing a new property and selling an existing one, especially in time-sensitive situations

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Why Us?

We offer comprehensive financial and life planning that enables you to navigate the complexities of your financial journey with clarity and confidence

You can rest assured knowing that our professional team will be there to support you at every step

Blogs

23 March 2024 How To Convince A Mortgage Lender To Approve Your Application

For many people, getting a mortgage is essential to buy a house, but only if it…

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06 March 2024 Mortgage Advice for First-Time Buyers | 7 Glorious Tips

Going through the rigmarole of becoming a first-time buyer can indeed seem like a chore.…

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Do you have any questions or concerns? Kindly complete this form, and we will respond to you promptly.





     

    Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured on it.

    Wealth Financial Services Ltd is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Cuduct Aughority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 997684. The FCA does not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

    There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your consultant will confirm the amount before you choose to proceed. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

    Wealth Financial Services Ltd is Registered in England and Wales No.: 14754538. Registered Address: Crown House, Suit 302, London, NW10 7PN.

    Commission Disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not influence the amount that you pay to that lender under your credit agreement.

    Making a Complaint: It is our intention to provide you with a high level of customer service at all times.  If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department; Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk.